Debt Consolidation Loan

Combine All Your EMIs into One Smart Loan

Loan upto

Up to ₹40 Lakh

Get Loan in

12 Hours

Starting Interest Rates from

9.97% per annum

Tired of managing multiple loans, credit card bills, and high-interest EMIs?
A Debt Consolidation Loan helps you merge all your existing debts into one single low-interest loan – so you pay less EMI, less interest, and live stress-free.

Key Features of Debt Consolidation Loan

Combine credit cards, personal loans, overdrafts & consumer loans
Single EMI instead of 5–6 payments
Interest rates starting from 9.97% p.a.
Loan amount up to ₹40 Lakhs
Tenure up to 84 months
No collateral required
Digital approval & same-day disbursal

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Eligibility

Check if you meet the basic requirements for quick approval and the best interest rates.

Core Requirements

Age:

21 to 60 years

Monthly Income:

₹20,000+ (Metro)
₹15,000+ (Non-Metro)

Credit Score (CIBIL):

685+

Job Type:

Salaried / Self-Employed

Documentation Required

PAN & Aadhaar

Salary slips / ITR

Bank statements

Existing loan statements / Address proof

Why Debt Consolidation Makes Sense

Problem TodaySmart Solution
Paying 36% credit card interestReplace with 10–12% loan
4–5 different EMIsOne easy EMI
Low CIBIL due to high utilisationImprove score with disciplined repayment
Financial stress every monthPeace of mind

Interest Rates & Charges

LenderRate
Private Banks9.97% – 12%
Public Banks10.50% – 14%
NBFC11% – 18%
Fintech12% – 30%

Financial Advantage
Save up to 40% on interest cost,Reduce monthly EMI by 30–50%,Improve CIBIL within 3–6 months,Clear debt faster

Why Choose LoanWala for Your Debt Consolidation Loan?

Years of Experience
5 +
Satisfied Customers
10000 +

How to Apply for a Debt Consolidation Loan

Share your loan
details

We calculate
savings

Choose best
bank offer

Get Approve &
Disburse

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