Education Loan

Fund Your Dreams Without Limits

Loan upto

Up to ₹1 Crore

Get Loan in

48 hours

Starting Interest Rates from

12% per annum

Education is the only investment that never depreciates. Whether you plan to study in India or abroad, financial constraints should never stop your ambition. Our tailor-made Education Loans help you focus on learning while we take care of funding.

From Ivy League universities to top Indian institutes and global skill programs, we provide smart, flexible, and fast education financing solutions designed around your future.

Core Features & Benefits

Financing & Coverage

  • 100% education cost funding

  • No margin money for premier institutes

  • Multi-currency disbursement

Repayment Benefits

  • Moratorium period available
  • Step-up EMI options
  • Zero prepayment charges

Value-Added Services

  • Pre-admission loan sanction

  • Visa proof of funds support

  • Long-term tax savings under Section 80E

Eligibility Criteria

Who Can Apply?

Student with confirmed admission offer

Strong academic background

Co-applicant with stable income

Entrance exam scores

Last 6 months bank statements

What Does an Education Loan Cover?

We ensure students don’t pay essentials from their pocket:

Academic Fees

100% of tuition as per admission letter

Institutional Charges

Exam & library fees

Travel Expenses

One-way airfare for overseas studies

Living Expenses

Hostel, food & transport

Equipment

Laptop, software & lab tools

Documents Required for Education Loan

Student Documents

Aadhaar, PAN & Passport,Academic mark sheets & certificates,Entrance exam scores (GRE, GMAT, IELTS, TOEFL, SAT),University admission letter & fee structure

Co-Applicant Documents

PAN & address proof,Last 6 months bank statements,Salary slips / ITR & income proof,Property documents (if collateralized)

Private Bank Education Loan Comparison

Bank NameInterest Rate (p.a.)Max TenureMax Loan Amount
HDFC Bank10.50% – 13.50%Up to 15 Years₹1.5 Crore
ICICI Bank9.70% – 11.20%Up to 15 Years₹2 Crore (Abroad)
Axis Bank7.45% – 11.75%Up to 15 Years₹75 Lakh
IDFC First Bank9.50% onwardsUp to 15 Years₹1.5 Crore
Kotak MahindraUp to 16.00%Up to 15 Years₹20 Lakh (Secured)

Why Choose Our Education Loan Solutions?

Comprehensive Coverage

We fund more than just tuition fees. Your education loan can cover:

  • Tuition & academic fees

  • Hostel & living expenses

  • Travel & airfare

  • Books, laptops & study material

  • Project work & internships

Flexible Collateral Options

Secured loans against property or fixed deposits
Unsecured loans (no collateral) for premier institutes

Global University Coverage

Financing for 2,000+ universities
Available across 50+ countries, including USA, UK, Canada, Australia, Europe & Asia

Fast-Track Approval

Digital in-principle approval within 48 hours
Helps with quicker visa processing

Tax Benefits

Interest paid is eligible for tax deduction under Section 80E (as per applicable laws)

Our Unique Education Loan Advantages

Moratorium Period

Pay nothing (or only simple interest) during your course duration plus 6 months to 1 year after graduation.

Grace Period Extension

Job delayed after graduation? We offer a safety-net extension for repayment flexibility.

Multi-Currency Loans

Loans available in USD, GBP, EUR & other currencies, reducing foreign exchange risk.

Scholarship Reward Benefit

Students maintaining GPA above 3.5 (or equivalent) receive up to 0.25% interest rate discount.

Co-Applicant Flexibility

Parents, siblings, or extended family members can act as co-borrowers to strengthen eligibility.

Simple Application Process

Apply Online

Fill a quick 5-minute application

Expert Consultation

Get guidance on bank & loan structure

Loan Approval

Receive digital sanction letter

Disbursement

Funds transferred directly to the university

“An investment in knowledge pays the best interest.”
We are not just lenders — we are your long-term education partners.

Ready to Take the Next Step?

Apply now and let us help you turn your education dreams into reality — without financial stress.

 

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