Personal Loan Balance Transfer

Reduce EMI & Interest Instantly

Loan upto

Up to ₹10 Lakh

Get Loan in

5 Minutes

Starting Interest Rates from

9.99%% per annum

Paying high EMIs or high interest on your existing personal loan?
A Personal Loan Balance Transfer lets you shift your loan to another bank at a lower interest rate and save ₹50,000 to ₹2 Lakhs+ on total interest.

Key Features of Personal Loan Balance Transfer

Interest rates starting from 9.99% p.a.
Reduce EMI by ₹2,000 – ₹8,000/month
Tenure up to 72 months
Top-up loan available
100% digital process
Same-day approval
Zero foreclosure after 12 months (select banks)

APPLY NOW

Eligibility

Check if you meet the basic requirements for quick approval and the best interest rates.

Core Requirements

Age:

21 to 60 years

Income:

₹20,000+

Credit Score (CIBIL):

700+

Existing Loan:

6 EMIs paid minimum

Documentation Required

PAN & Aadhaar

Existing loan statement

Salary slips / ITR

Bank statements

Why Do a Balance Transfer?

AdvantageBenefit
Lower Interest RateSave huge on total interest
Lower EMIMore monthly cash flow
Better TenureFlexible repayment
Top-Up LoanExtra funds without new loan
One EMIClean financial profile

 

Interest Rates & Charges

LenderRate
HDFC / ICICI / Axis9.99% – 12.50%
SBI / BoB / PNB10.50% – 14.00%
NBFC11.50% – 18.00%

 

Why Choose LoanWala for Personal Loan Balance Transfer

Years of Experience
5 +
Satisfied Customers
10000 +

How It Works

Share your current loan details

Upload documents

Purchase instantly

Get Approve &
Disburse

Old loan closed, new loan starts⏱ Time: 24–48 hours

Ready for Instant Funds?

Get your lowest-rate Personal Loan Balance Transfer quote today. 

100% Secure & Free Quote. No Obligation.

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60 Seconds

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